JA ASSURE is a Multinational Niche Market InsurTech firm.
Determined to change the insurance experience for our clients, we have achieved a couple of "World's Firsts".
We offer the world's first Online Calculator for insurance premiums servicing niche industries such as jewellers, diamond dealers, money services businesses, pawnshops, remittance firms and luxury goods retailers.
We are the world's first InsurTech firm that facilitates healthcare professionals to secure their Medical Malpractice Insurance through an easy-to-use online portal that calculates the premium and processes the transaction seamlessly in minutes. This model has been well-received in Malaysia where it has currently been launched.
Alongside these industry-leading efforts, JA ASSURE also works closely with High Net-Worth individuals to protect their Personal Valuables, Powerful Bikes, Luxury Cars and Yachts, in addition to strategic planning against Kidnap & Ransom.
Our cutting-edge risk management solutions are developed in partnership with two of the world's leading insurers, Liberty and CHUBB.
JA ASSURE began its journey in supporting niche industries 20 years ago in Singapore, and now provides risk management solutions for a significant number of businesses in specific niche industries across Malaysia and Hong Kong.
The JA Insurance Premium Calculator is an online platform developed to help business owners from the following industries:
- Jewellery and Gold
- Diamond and Precious Stones
- Money Services Businesses
- Luxury Goods and Watches
This platform is probably the first of its kind, calculating insurance costs for these High-Risk industries across multiple countries and languages. We are sincere about educating the owners, and therefore offer insurance cost estimates without asking for personal or company details.
The Insurance Premium Calculator factors the industry type, business type, country of operation, sum to be insured and the various types of coverage while churning out insurance costs for your business entity.
We believe that by establishing such a transparent insurance premium calculator, the industries will benefit tremendously. Industry-wide transparency of insurance costs will flatten out unduly high premiums. It will also greatly encourage better risk management efforts by the business owners, who now, will be able to see the correlation between better security investments and lower insurance costs.
Important note: The premium generated is to help you with an estimated insurance costing only. It is an approximate costing for a typical business such as yours based on your input. Please do note that it is NOT a binding offer. The final premium will be based on your detailed security measures, claims history and is subject to further underwriting and approval by the Insurer.
Having a Competent Security Set up will Reduce your Insurance costs Significantly. Your premiums can be further reduced if referred by our partnering Associations, Clients and Security Vendors.
JA makes a huge difference to the client with our ability to customize solution that is most suitable to the changing needs and times. This is made possible because of our constant communication with industry leaders and business owners.
The JA team is empowered by our very own Technologists, Business Risk and Business Intelligence specialists. Together, we keep reinventing ourselves with the only goal of serving our clients better.
With plethora of industry knowledge, it allows us to underwrite the risks in the most apt manner, striking the perfect balance between the appetite of the insurers and protection needs of the business owners.
We continuously strive to understand our clients better.
The JA brand has successfully acquired a significant base of clients in the Jewelers Block Insurance Market in Singapore, Malaysia and Hong Kong. We are grateful to have earned the trust of many industry leaders with our solutions.
Inspired by our success in these markets, we are poised for expansion vertically. We are focusing on serving our clients better with technological solutions and risk management solutions.
We have just secured our Labuan brokerage license, allowing us to explore reinsurance as well insuring risks in exotic markets. In addition, we will be opening our Thailand office by end of 2018 after one year of groundwork.
Besides insuring corporate clients with Jewelers Block solutions, we also insure individual clients’ Powerful bikes, Luxury cars, Yachts and Personal valuables..
Our first Insurtech effort is JA Bike (Singapore), enabling comprehensive solutions for powerful bike and bikers at very competitive premiums. Special effort has been taken to provide quotes in just two steps – probably the fastest in the market.
We have also created the first insurance premium calculator for the high risks industries such as Jewellers and Money Services Businesses. This will facilitate business owners to get a better idea on premium costing, probably the first of its kind in the world.
The next 12 months, we will be rolling out a couple of platforms enabling clients to purchase the various niche market insurance solutions online. These technology platforms will be rolled out in phases across the various languages and jurisdictions that we operate in.
Although we work closely with many of the word’s biggest Insurers to bring you the best solution possible, our primary key partner is Liberty Mutual Insurance Group. They have been our preferred and trusted choice for insuring the niche markets. They are undoubtedly the market leaders in this market segment and you can trust their pricing, service and claims efficiency.
Headquartered in Boston, Massachusetts, USA, the Liberty Mutual Insurance Group is a diversified insurer with operations in 30 countries around the world. It is on the Fortune 100 list of the largest corporations in the USA based on 2014 revenue. The Group employs more than 50,000 people in approximately 900 offices throughout the world.
They are extremely competitive and have provided excellent service to us. Our relationship has been mutually satisfying and we would certainly recommend JA to others as an outstanding insurance solution provider.
- P Narayanan,Managing Director,NS Cashpoint Sdn Bhd
JA have demonstrated that insurance solutions can be customised to fit the business requirements of a Jewellery manufacturer with cross border exposure. With their sound understanding of the business environment and operational challenges, they are able to design effective insurance coverage and competitive rates.
- Faye Ho, General Manager, Sin Ter May Sdn Bhd
E-Globex has specific requirements to stay competitive in the dynamic nature of the MSB Industry. In terms of insurance coverage, we need someone who understands the characteristics of our business, and be able to response fast. In this respect, we are very satisfied with JA. Throughout our tenure with them, they have proven that they are keen to learn our requirements , and ready to walk the extra mile to ensure a business relationship that benefits both parties.
- Lim Wei Kheong, CEO, E-Globex Sdn Bhd
As we were aware that our insurance requirements were a little unconventional given our nature of business, we spoke to numerous insurance providers to get a better idea of what the industry offered. It was only when meeting with Gopi of JA that we felt our requirements could possibly be met. He took the effort to understand our business and also to suggest solutions. When he did not have the answers on hand, he would eventually find a work around. More importantly, he kept us in the loop throughout the process and we felt that our interest was taken care of. Now that we have decided to take up the proposal, we are confident that we will continue receiving the same level of service.
- Denyse Lee, General Manager, Kabinet Prive Sdn Bhd